There has been a huge sweeping reform of the credit card industry, and along with it, there have been new rules implemented regarding the security measures that are taken by websites to ensure full security and protection of data that is entered on these websites. For quite some time, the focus has been on the large multi-national corporations, however, the focus has now turned to all websites, including HomeRun Homes/Lease2Buy.com. In May, We were notified about this by our merchant account provider (the company that processes credit card transactions for Ads that are placed on our website), and we were provided a mandated deadline of July 31, 2010.
The full details of this "PCI DSS" mandate, are outlined at https://www.pcisecuritystandards.org/security_standards/pci_dss.shtml, which summarizes them as, "...a multifaceted security standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures. This comprehensive standard is intended to help organizations proactively protect customer account data. "
Well, way back in College, I took Calculus, Advanced Calculus, Integral Calculus, Statistics, and multiple Finance and Economics courses, and this PCI DSS compliance process has truly made those topics seem like cotton candy and fluffy clouds ! What a difficult and stringent procedure ! There was a 200 question exam-type format that we needed to pass, along with a highly-intrusive scan of our website for vulnerabilities and hacker entry points. We can tell you that there were a few minor issues, and nothing that had or would have jeopardized data. My point is that they wanted a fully clean slate, so concurrently, we took advantage of the timing and we transparently moved our site to an even beefier server platform (for all of those techies like myself, it is a load balanced environment to provide stability and redundancy). Thus, more security and a quicker website for our visitors.
The end result?
We have PASSED both the behemoth exam along with our intense website security scan, so, as per Trustwave (www.trustwave.com), the absolute leader in the field of website security, we are now proud to say that we are 100% PCI DSS Compliant (CLICK HERE TO VIEW OUR COMPLIANCE CERTIFICATE). We have spoken with many of our peers, and they feel as if they will not make the deadline, and therefore, they risk being discontinued by their credit card merchant account, thus, rendering them basically "out of business".
We are glad that we have passed and that we are recognized as fully compliant with all website and data security regulations, and we will continue to be your centralized marketplace for Rent to Own Homes, whether you are a buyer or a seller!
Have a Great Weekend, and Happy Rent-to-Owning !!